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• Indices are unmanaged and investors cannot invest directly in an index. The Standard & Poor's 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general. It is a market value weighted index with each stock’s weight in the index proportionate to its market value. • Diversification does not guarantee a profit or protect against a loss in a declining market. It is a method used to help manage investment risk. • Alpha, often considered the active return on an investment, gauges the performance of an investment against a market index used as a benchmark, since they are often considered to represent the market’s movement as a whole. The excess return of a fund relative to the return of a benchmark index is the fund's alpha. • Indices are unmanaged and investors cannot invest directly in an index. The Carden Capital Smart Correlation™ Index and Smart Hedge™ Index and all Smart Wealth indices are an unmanaged group of securities considered to be representative of the stock market and volatility market in general, while subjected to Carden Capital’s proprietary market timing algorithms. • Alternative investments, including hedge funds, commodities, and managed futures involve a high degree of risk, often engage in leveraging and other speculative investments practices that may increase risk of investment loss, can be highly illiquid, are not required to provide periodic pricing or valuation information to investors, may involve complex tax structures and delays in distributing important tax information, are subject to the same regulatory requirements as mutual funds, often charge higher fees which may offset any trading profits, and in many cases the underlying investments are not transparent and are known only to the investment manager. • Please consider the investment objectives, risks, charges, and expenses carefully before investing in Mutual Funds. The prospectus, which contains this and other information about the investment company, can be obtained directly from the Fund Company or your financial professional. Be sure to read the prospectus carefully before deciding whether to invest. • The mutual fund CHIIX, which Carden Capital provides Smart Correlation™ signals to, has been awarded a rating of 5 stars for 3 year performance by Morningstar. This information is dated February 1st 2016 and may have changed in the meantime. • Trading futures involves the risk of loss and is not suitable for all investors. Please consider carefully whether futures are appropriate to your financial situation. Only risk capital should be used when trading futures. Investors could lose more than their initial investment. You must review customer account agreement prior to establishing an account. Past results are not necessarily indicative of future results. The risk of loss in trading can be substantial, carefully consider the inherent risks of such an investment in light of your financial condition.
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